← All case studies Barclays PB&WM · 2024 – present

Money Market Deposits for Singapore

End-to-end ownership of the Money Market Deposits product for the Singapore business unit, from contract setup to pricing, charging and settlement.

DepositsInterest pricingCost & FeesSettlementParameterisation
4
client account segments
E2E
product ownership

Context

As part of the Singapore Banking and Payments programme, I was the single owner of the Money Market Deposits product. I was responsible for every component, from how a contract is set up to how it’s priced, charged and settled.

What I did

  • Delivered Money Account contract setup for each client segment: Savings, Transactional, DPM and Non-DPM accounts.
  • Implemented Interest Pricing Rules, Cost Profiles and Settlement Plan Rules, which control how accounts behave, charge and settle.
  • Built a dynamic credit-interest rate card with graduated IRC structures, maintained centrally through file-upload tasks so rates can change without code changes.
  • Configured Order Validations, Table Editor settings, Base Parameters, batch jobs and Field Rules, with workflows aligned to the Ireland business unit’s operating model.
  • Set up SSIs for bank Business Partners as part of banking and payments processing.